New Jersey’s legislation that allows single, not married children without health coverage to stay on their parents’ coverage until the age of 30 is now being followed by Pennsylvania with a bill that would extend parents’ health coverage for children up until the age of 29. Current policies only allow parents to keep their children on their health insurance up until age 19 or until they graduate college. With about 400,000 uninsured residents of Pennsylvania being between the ages of 19 and 29, this bill can help insure many people.
The economy, though it is trying to get out of a rut, is in shambles right now. Many people are losing or have lost their jobs and recent graduates are having trouble finding a full time job with health coverage. The Pennsylvania bill, which is heading to the Senate for consideration, will require health insurers to give insured parents the option of extending their coverage to an uninsured child through age 29.
To be eligible to stay on a parents’ coverage, a child must be unmarried, have no dependents, be a resident of Pennsylvania or a full-time student, and have no coverage under another health insurance policy.
“We must find a way to provide affordable coverage to young adults, both to ensure their health and to protect the overall integrity of Pennsylvania’s health-care system,” said Rep. Mark Longietti. “My legislation offers a cost-effective way to make sure these young adults have access to health care.”
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